The Croatian Bank for Reconstruction and Development (HBOR) is the development and export bank of the Republic of Croatia with the main task of promoting the development of the Croatian economy.

By extending loans, insuring export transactions against political and commercial risks, issuing guarantees and providing business advice, HBOR builds bridges between entrepreneurial ideas and their accomplishment with the objective of enhancing the competitiveness of the Croatian economy. With its headquarters in Zagreb and five regional offices in Split, Pula, Rijeka, Osijek and Gospić, HBOR directs the majority of its business activities and loan programmes at improving the sources and conditions of finance and introduction of new financial products and models of finance. Working closely with commercial banks, it supports export-oriented companies through several export enabling and export insurance and guarantee schemes and programmes.

Contact Person:
Petar Mandić, Head of the Managing board Office
E-mail: pmandic@hbor.hr